定期預金の金利についてお客様に説明しよう

Interest on Fixed Deposits.
あなたは定期預金の金利についてお客様に説明しています。
預金を検討しているお客様や、日本の金利について知りたい関係者などに、現在の金利を説明できるようにしましょう。
What is the interest rate for this customer's certificate of deposit?
 
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What is the interest rate for this customer's certificate of deposit?

Before answering to your question, let me explain what is a certificate of deposit. It's a kind of time deposit which need to be kept in a bank account for a certain period. Although a fixed-term deposit can't be terminated before its maturity, it has higher interest rates than a saving account. A certificate of deposit has a difference from a normal time deposit that it is negotiable to a third party at any time. You can cash this financial product before its maturity unlike a normal time deposit. Finally, the answer to your question is 1.0%.

自然な表現

Before answering your question, let me explain what is a certificate of deposit. It's a kind of time deposit which needs to be kept in a bank account for a certain period. Although a fixed-term deposit can't be terminated before its maturity, it has a higher interest rate than a saving account. A certificate of deposit has a difference from a normal time deposit that it is negotiable to a third party at any time. You can cash this financial product before its maturity, unlike a normal time deposit. Finally, the answer to your question is 1.0%.

1. It appears that the preposition to may be unnecessary in this context. Consider removing it.
2. use the plural noun.
3. add an article.
4. It appears that you are missing a comma or two with the interrupter unlike a normal time deposit. Consider adding the comma(s).
Okay, I understand. What are some of the benefits of such an approach? My deposit would multiply over time?

Yes, but not so much. Deposit is way safer than other kinds of investment such as stock and mutual fund. If you'd like to make a killing, you shouldn't choose time deposit. How much money would you like to make for your investment? I can offer whatever you want, according to your future plan.

自然な表現

Yes, but not so much. A deposit is way safer than other kinds of investments such as stock and mutual funds. If you'd like to make a killing, you shouldn't choose a time deposit. How much money would you like to make for your investment? I can offer whatever you want, according to your future plan.

1. add an article.
2. use the plural noun.
3. change to the plural noun.
4. add an article.
I would like to make at least a 15% increase. Which other options do you recommend? You would like me to invest in the stock market?

Only stocks can help you make enough money for you, except for foreign exchange transaction. You know it's quite risky when you leverage your investment. Especially, foreign exchange can't easily be forecasted by amateurs. That's why I recommend term deposit for you.

自然な表現

Only stocks can help you make enough money for you, except for foreign exchange transactions. You know it's quite risky when you leverage your investment. Especially, foreign exchange can't easily be forecasted by amateurs. That's why I recommend a term deposit for you.

1. use the plural noun.
2. It appears that an article is missing before the word term. Consider adding the article.

関連単語

  • withdraw（引き抜く、引き出す）
  • cover up（包み隠す）
  • principal（元金の）
  • balance statement（残高照会）
  • safekeeping（保管）

関連フレーズ

  • The due date will be March 31st , 2020.（満期は2020年3月末日になります。）
  • You can convert yen into dollars.（円からドルに替えることができます。）
  • A fixed deposit has a higher interest rate compared to an ordinary deposit.（定期預金は普通預金よりも利率がよい。）
  • Every year, you will receive interest on your deposits. （あなたは預金利子を毎年受け取ります。）
  • I would like to make a deal with you that could save you money.（私はあなたのお金を節約するために契約したい。）

こんな方にオススメ

  • ビジネス
  • 中級
  • 金融業界
  • 預金業務