Original

給料から天引きされる社会保険について新入社員に説明しよう

Insurance Deductions.
あなたは給料から天引きされる社会保険について新入社員に説明しています。
給与の額面と手取り額の関係は、新入社員には分かりにくいもの。社会保険なども含め、分かりやすく教えてあげましょう。
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Please tell me about the social insurance fee that is deducted from our salary.
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Please tell me about the social insurance fee that is deducted from our salary.

Sure.
I assume that the insurance system in Japan is complicated for you, so I will explain it for you.
First, the total amount of payments is the sum of wages before deducting tax and social insurances.
Regarding the social insurance, it includes Health insurance, Long-term insurance, and Welfare pension insurance.
Strictly speaking, you entered workers compensation insurance, but the insurance premiums is taken by the company.
I don't know whether it's general or not, Japanese companies file tax returns on behalf of their employees.

自然な表現

Sure.
I assume that the insurance system in Japan is complicated for you, so I will explain it for you.
First, the total amount of payments is the sum of wages before deducting tax and social insurances.
Regarding the social insurance, it includes Health insurance, Long-term insurance, and Welfare pension insurance.
Strictly speaking, you entered workers compensation insurance, but the insurance premiums are taken by the company.
I don't know whether it's general or not, Japanese companies file tax returns on behalf of their employees.

1. Use the third person plural conjugation for the verb "to be"
What are the differences among those kinds of insurances? How much is being deducted for each type of insurance?

The health insurance is a essential insurance which covers your medical treatment payment. You can get medical treatment at 30% of total cost by this insurance. The cost is determined by your age and salary. Long-term insurance is necessarily to enter if you are over 40 years old. It covers the cost of nursing.
The welfare pension insurance is necessarily to pay as well as health insurance, and you can get a pension when you become 65 years old. Its cost is also calculated according to your age and salary.

自然な表現

The health insurance is an essential insurance which covers your medical treatment payment. You can get medical treatment at 30% of total cost by this insurance. The cost is determined by your age and salary. Long-term insurance is necessary to enter if you are over 40 years old. It covers the cost of nursing.
The welfare pension insurance is necessary to pay as well as health insurance, and you can get a pension when you become 65 years old. Its cost is also calculated according to your age and salary.

1. Use the indefinite article "an" to modify "essential insurance" because "essential" begins with a vowel sound
2 and 3. This is the proper spelling of the word
That is amazing. That means that all the time, from the moment when a person is born, until the death, the insurance is paid, right?

Yeah..It may be a public attitude but you can get pension from 65 years old at present.
Japanese government stated that they cannot ensure enough pension to cover huge number of elderly people in the future, so it became an issue. There are a lot of people who complain and have unreliable feeling toward the system actually.
However, I think health insurance is good system. We can go to hospital easily because insurance covers our medical treatment cost.

自然な表現

Yeah...It may be a public attitude but you can get pension from 65 years old at present.
The Japanese government stated that they cannot ensure enough pension to cover a huge number of elderly people in the future, so it became an issue. There are a lot of people who complain and have an unreliable feeling toward the system actually.
However, I think health insurance is a good system. We can go to the hospital easily because insurance covers our medical treatment cost.

1. 3 dots is the proper structure of an ellipses
2. Use the definite article "the" before types of government. E.g, The American government
3, 4, and 5. Use the proper indefinite articles in these cases
6. The definite article "the" is usually used to modify "hospital"
Now how could that issue be solved? The life expectancy is very long now. What is the best move for this?

Yes, this is serious issue. The Japanese government escaped from their responsibility, and stated that we should save our money by ourselves.
They also said that we have to invest your money to increase our financial property.
We felt that we have to survive our long life time without support from the government.
A lot of Japanese people were disappointed when they heard that, and angered.
It's serious issue but we haven't find solutions yet.
Sorry for complain about it.

By the way, a payday is 25th every month.
You can check your payment details though the internet.

自然な表現

Yes, this is a serious issue. The Japanese government escaped from their responsibility, and stated that we should save our money by ourselves.
They also said that we have to invest your money to increase our financial property.
We felt that we have to survive our long lifetime without support from the government.
A lot of Japanese people were disappointed when they heard that, and angered.
It's a serious issue but we haven't found solutions yet.
Sorry for complaining about it.

By the way, a payday is 25th every month.
You can check your payment details through the internet.

1 and 3. Use the indefinite article "a" to modify these nouns
2. This is the proper format for the word "lifetime"
4. Use the past tense form of the verb "to find"
5. After a preposition, use a gerund (verb + ing)
6. This is the proper spelling of the word
Thank you so much for that very clear and informative explanation. Now I have enough knowledge about the insurance I have to pay for. I'm ready to start with it. :)

That's good.
If you have any inquiry, please ask me again!

自然な表現

That's good.
If you have any inquiry, please ask me again!

1. Good job! You can also say "please let me know"
  • tax table(税額票)
  • year-end tax adjustment(年末調整)
  • tax withheld from the pay(源泉徴収税)
  • deduction(天引き)
  • social insurance(社会保険)
  • I am notifying you because your monthly social insurance premium will change from next month.(あなたの社会保険料が来月から変わるので、お知らせします。)
  • Unlike overseas companies, Japanese companies file tax returns on behalf of their employees.(海外とは異なり、日本では会社が個人に代わって確定申告を行う形をとります。)
  • Social insurance includes Health Insurance, Long-Term Insurance, and Welfare Pension Insurance.(社会保険というと健康保険や介護保険、厚生年金保険も含みます。)
  • The total amount of payments is the sum of wages before deducting income tax, social insurance fees, union dues, etc.(給料の総額は所得税や社会保険料、組合税などを引く前の総額のことを指します。)
  • Paying the insurance premiums for workers compensation is usually taken on by the employee’s respective companies.(労災保険料については、基本的に会社が負担しています。)

こんな方にオススメ

  • ビジネス
  • 上級
  • 金融業界
  • 経理・財務業務